Terms of Use
Your agreement with xorynaluthiq for accessing our financial statement analysis platform
By accessing or using the xorynaluthiq platform at xorynaluthiq.com, you acknowledge that you have read, understood, and agree to be bound by these Terms of Use. These terms constitute a legally binding agreement between you and xorynaluthiq.
Acceptance of Terms
These Terms of Use govern your access to and use of xorynaluthiq's financial statement analysis platform, including all content, features, and services available through xorynaluthiq.com. By creating an account, accessing our platform, or using any of our services, you confirm that you are at least 18 years old and have the legal capacity to enter into this agreement.
If you do not agree to these terms in their entirety, you must discontinue use of our platform immediately. We reserve the right to modify these terms at any time, and continued use of our services after such modifications constitutes acceptance of the revised terms.
Platform Services and Educational Content
xorynaluthiq provides educational resources and tools focused on financial statement analysis. Our platform offers learning materials, analytical frameworks, and educational content designed to enhance understanding of financial reporting and analysis techniques.
All content provided is for educational purposes only and should not be considered as professional financial advice, investment recommendations, or guarantees of future financial outcomes. Users are encouraged to seek independent professional advice for specific financial decisions.
User Account Responsibilities
When you create an account with xorynaluthiq, you become responsible for maintaining the confidentiality of your account credentials and for all activities that occur under your account. You agree to provide accurate, current, and complete information during registration and to update such information as necessary.
You must notify us immediately of any unauthorized access to your account or any other breach of security. xorynaluthiq will not be liable for any losses arising from unauthorized use of your account, but you may be liable for losses incurred by xorynaluthiq or others due to such unauthorized use.
Acceptable Use Policy
Your use of xorynaluthiq's platform must comply with all applicable laws and these terms. You agree not to use our services for any unlawful purpose or in any way that could damage, disable, overburden, or impair our platform.
Prohibited activities include, but are not limited to:
Violation of this acceptable use policy may result in immediate suspension or termination of your account without prior notice.
Intellectual Property Rights
All content, materials, and resources available on the xorynaluthiq platform are protected by intellectual property laws. This includes, but is not limited to, text, graphics, images, software, audio, video, and the compilation of all content on our platform.
xorynaluthiq and its licensors retain all rights, title, and interest in and to the platform and its content. You are granted a limited, non-exclusive, non-transferable license to access and use our platform for your personal educational purposes only.
You may not reproduce, distribute, modify, create derivative works from, publicly display, or commercially exploit any content from our platform without explicit written permission from xorynaluthiq.
Any content you submit to our platform, including forum posts, comments, or feedback, grants xorynaluthiq a worldwide, royalty-free license to use, reproduce, and distribute such content in connection with our services.
Payment Terms and Refund Policy
Certain features and services on the xorynaluthiq platform may require payment of fees. All fees are stated in British Pounds (GBP) and are subject to applicable taxes. Payment is due immediately upon enrollment in paid services unless otherwise specified.
We accept major credit cards and other payment methods as indicated on our platform. By providing payment information, you represent that you are authorized to use the selected payment method.
To request a refund, contact our support team at info@xorynaluthiq.com with your account details and reason for the refund request. Refunds will be processed using the original payment method within 5-10 business days.
Privacy and Data Protection
Your privacy is important to us. Our collection, use, and protection of your personal information is governed by our Privacy Policy, which forms an integral part of these Terms of Use. By using our platform, you consent to the collection and use of your information as described in our Privacy Policy.
We implement appropriate technical and organizational measures to protect your personal data against unauthorized access, alteration, disclosure, or destruction. However, no method of transmission over the internet is completely secure.
Disclaimers and Limitation of Liability
The xorynaluthiq platform and all content are provided on an "as is" and "as available" basis without warranties of any kind, either express or implied. We do not warrant that our services will be uninterrupted, error-free, or completely secure.
xorynaluthiq shall not be liable for any indirect, incidental, special, consequential, or punitive damages arising from your use of our platform, including but not limited to loss of profits, data, or business opportunities.
Our total liability for any claims arising from these terms or your use of our platform shall not exceed the amount you paid to xorynaluthiq in the twelve months preceding the claim. Some jurisdictions do not allow the exclusion of certain warranties or limitation of liability, so these limitations may not apply to you.
Termination
Either party may terminate this agreement at any time. You may discontinue your use of our platform and close your account at any time by contacting our support team. xorynaluthiq may suspend or terminate your access to our platform immediately, without prior notice, for any breach of these terms.
Upon termination, your right to use our platform ceases immediately. Provisions of these terms that by their nature should survive termination shall remain in effect, including intellectual property rights, disclaimers, and limitations of liability.
Governing Law and Dispute Resolution
These Terms of Use are governed by and construed in accordance with the laws of England and Wales, without regard to conflict of law principles. Any disputes arising from these terms or your use of our platform shall be subject to the exclusive jurisdiction of the courts of England and Wales.
Before initiating any legal proceedings, parties agree to attempt resolution through good faith negotiation for a period of 30 days. If resolution cannot be achieved through negotiation, disputes may be submitted to binding arbitration or resolved through the appropriate courts.
Changes to Terms
xorynaluthiq reserves the right to modify these Terms of Use at any time to reflect changes in our services, legal requirements, or business practices. Material changes will be communicated through email notification or prominent notice on our platform.
Your continued use of our platform after any such changes constitutes acceptance of the revised terms. If you do not agree to the modified terms, you must discontinue use of our services immediately.
Contact Information
If you have questions about these Terms of Use or need assistance with your account, please contact us using the information provided below. We strive to respond to all inquiries within 48 hours during business days.